Decide to Buy
Just by reading this, you are taking the first step in the transaction process. Learning if you are financially and mentally ready to buy your first home is always a good first step.
Hire A Realtor
Every Realtor® isn’t the same and not all have access to the latest in real estate technology that helps them guide you. A Keyes Realtor® does and is backed with the knowledge you need to buy your home.
Ger Pre-approved
Pre-approval for a mortgage loan doesn’t mean you are guaranteed the mortgage loan specified, but it does show sellers how much you can likely afford and that you are a legitimate buyer.
Start Your Search
Your Realtor® has access to the latest homes on the market, along with insights and connections that can help you find some that may not be for sale just yet or coming back on the market when an offer falls through.
Find Your Home
There are great homes out there that you will love. A great Realtor® will help you narrow your search and position you to make the best offer possible for the one you want.
Make An Offer
Your Realtor® will work with you to come up with an informed, well-priced offer that helps you stand out to the seller. Don’t worry if your first offer isn’t accepted. You will have one accepted on the home you are meant to buy!
Perform Due Diligence
Due diligence includes inspections, title searches, appraisals and more. Your Realtor® will keep you informed throughout to make sure your decision to buy is the right one. Read our “Due Diligence” section below for more info.
Secure Financing
There are many mortgage loan options available, depending on your specific situation. Your Realtor® and mortgage partner will help determine the best one for you. Check out below for some basic loan types!
Close the Deal
Keep your finances steady throughout the transaction process so that your mortgage approval comes through. Understand your escrow and closing costs, and make sure to SAFELY send them to your title company.
Protect Your Investment
Whether homeowners, flood, or other insurances and upkeep, make sure you take care of your home. When you do this, it will take care of you and provide value and security for years to come!